We recognized that small businesses need even more banking convenience, flexibility and value than large businesses. That's when we had a big idea: provide small business owners with commercial banking products and services tailored to meet their unique requirements.

• Business Checking
• Business Statement Savings
• Deposit Insurance
• Convenience Services

Free Business Checking

Looking for a great checking value? With our Free Business Checking account you can make up to 50 basic monthly transactions (deposits, withdrawals, checks paid, etc.) - with no monthly fee and no minimum balance requirement. Plus, you earn interest on balances of just $10.

Business 100 Checking

For businesses with higher transaction activity, our Business 100 Checking account helps control costs. For a flat monthly fee of $10, make up to 100 basic transactions (checks paid, deposits, withdrawals, etc.) per month, with no minimum balance requirement.

Business Statement Savings

Keep idle cash working for your business, yet readily available when needed. Link your business checking and savings accounts to take advantage of our automatic overdraft protection feature, plus an easy-to-read combined monthly statement.

All Deposits Insured in Full

At Lowell Co-operative Bank, every deposit is insured in full. The Federal Deposit Insurance Corporation (FDIC) insures each depositor for $100,000. The Share Insurance Fund of Massachusetts (SIF) of the Co-operative Central Bank insures all deposits in excess of this amount. No one provides better deposit protection.

Convenience Services

Our business checking accounts feature these convenience services. Choose the ones that will make your business banking easier:

24-Hour ATM Access
You can access your accounts at our local ATMs or at ATMs around the country. All you need is a Lowell Co-operative Bank ATM card or Debit MasterCard.

Avoid ATM Surcharges
We are a member of the SUMsm program, so you can avoid ATM surcharges by using participating SUM ATMs. Just look for the SUM logo when you need cash.

Lowell Co-operative Bank Debit MasterCard

Use your Debit MasterCard at gas stations, restaurants and office supply stores that honor the card. Purchases are deducted directly from your checking account, just like writing a check. Plus, it's your ATM card, allowing you access to your Lowell Co-operative Bank accounts at home and around the world.

Connect with your Lowel Co-operative Bank business accounts from home, work, or on the road. Log in to our web site to check balances, pay bills, transfer funds among your business accounts and much more. Best of all - Online Banking and Bill Payment are available free of charge! Click here to find out more.

Telephone Banking

Manage your accounts right over the phone, from anywhere, anytime. Call toll-free (888) 856-7748 to check account balances, transfer funds, hear which checks have cleared, or learn more about interest rates, loans and more. You can bank by phone 24 hours a day, 7 days a week.