Investment Financial Planning Services

Provided through
Money Concepts International, Inc.
Located at
Lowell Co-operative Bank

Everyone has dreams for the future: a quality education for the kids; a business of your own; a comfortable retirement; leisure time and travel. But to realize those dreams tomorrow, you need to create a financial plan today.

The professional, independent guidance you need to create your financial strategy is right here at your local community bank: Money Concepts Representative Robert D. Edelstein, located at Lowell Co-operative Bank.

A Plan For You

With more than 30 years of financial services experience, Bob Edelstein has the knowledge and expertise to help you with either a single investment or a complete plan for achieving your future financial objectives. He can meet with you to:

• Evaluate your current financial position and holdings
• Identify and prioritize your financial goals
• Assess your tolerance for investment risk
• Create a financial plan for pursuing those goals, while managing risk

You enjoy the advantage of a financial strategy tailored to your personal needs, goals and priorities. Best of all, this expertise is available to you with no cost and no obligation.

A Spectrum of Options

In creating a comprehensive, personalized financial plan, your Money Concepts Representative can draw from a variety of financial products and services, including:

• Mutual funds
• Fixed and variable annuities
• Tax-deferred retirement plans
• 529 college savings plan
• 401(k) rollovers
• Insurance products

Your Money Concepts Representative will provide you with the information you need to make an informed choice about which financial products are right for you.

A Trusted Partner

Once you put your financial plan to work, your relationship with Bob Edelstein is just beginning. He is always available to discuss your investment or insurance portfolio to ensure it continues to meet your needs.

To schedule your FREE initial consultation and financial review, call Bob Edelstein today at (978) 458-4642, or ask a customer service representative to arrange an appointment for you.

All securities, products and services are provided through Money Concepts Capital Corp. member NASD, SIPC an independent registered securities Broker/Dealer, 7121 Fairway Drive, Palm Beach Gardens, FL 33418, 561-472-2000. Insurance products are provided by Money Concepts International. Products are non-deposit investments that are not insured by the FDIC; are not deposits or other obligations of the bank; and, are subject to investment risks, including loss of principal invested.