Online Banking
Apply for a Mortgage PreQualification online.
Whether you are purchasing, refinancing, or building your new residence, vacation or investment property, Lowell Cooperative Bank has a mortgage loan program to meet your individual needs. We strive to assist you in meeting your housing goals and mortgage financing objectives. Loan programs are available with as little as a 5% down payment. To further serve you, we offer both portfolio and secondary market loans. We make our loan decisions locally, and many of our loans are also serviced at the bank.
Lending Area:
Our Primary Lending Area includes the communities of Lowell, Billerica, Chelmsford, Dracut, Tewksbury and Tyngsboro. We will consider loans within Eastern Massachusetts and Southern New Hampshire.
Jumbo Buster Program
• Conforming Rates for up to $500,000 loan amount
• Choice of either a Fixed Adjustable Rate Mortgage Loan
• Loans up to $ 1,000,000 at very competitive terms
First Time Homebuyer Program
• Discounted Closing Costs
• No Point or Origination Fee
• As little as a 5% Down Payment
• No Mortgage Insurance with a 10% Down Payment for a Single Family or Condominium
Use our Mortgage Calculator to estimate your monthly payments.
All Loan Program Eligibility subject to Credit, Income, and Property Qualification.
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