Rates

Consumer Loan Rates

Use our Loan Calculator to estimate your monthly payments.

New & Used Auto*
(Effective: Thursday, March 11, 2010)

Program

Term

APR

Monthly Payments
per $1000 borrowed

New Autos (2009-2010)

0.000%

24 months

4.740%

$43.76

36 months

4.740%

$29.85

48 months

4.740%

$22.91

60 months

5.240%

$18.98

Used Autos (2005- 2009)

(Loans will be made in accordance with values obtained from used car valuation guides.)

0.000%

24 months

6.000%

$44.32

36 months

6.500%

$30.65

48 months

7.000%

$23.95

Used Autos (2004 and Older)

(Loans will be made in accordance with values obtained from used car valuation guides.)

12 months

8.000%

$86.99

24 months

8.500%

$45.46

36 months

9.000%

$31.08

*Annual Percentage Rate (APR) and interest rates are subject to change at anytime without prior notice. All NEW Auto rates listed require a 20% downpayment. All USED Auto rates listed will be financed with an 75% Loan to Value (LTV). Rates reflect automatic payment from a Lowell Cooperative Bank account; otherwise add .25%. PLEASE CALL THE BANK FOR THE MOST CURRENT RATE 978-458-4598

Program	Term	APR	Monthly Payments per $1000 borrowed
Unsecured Personal* (Effective: Thursday, March 11, 2010)
Unsecured Personal	12 months	11.750%	$88.73
	24 months	12.750%	$47.42
	36 months	13.750%	$34.06
*Rates reflect automatic payment from a Lowell Cooperative Bank account; otherwise add .25%. Maximum loan amount $3,000.00. PLEASE CALL THE BANK FOR THE MOST CURRENT RATE 978-458-4598

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CURRENT RATES